Segment 1-2:  Ray Richardson is back in the seat. He shares his adventure over the weekend to surprise his son, Conner, for his 30th birthday for a quick trip to Florida.

Segment 3-4:  Ray talks about the taxes that are hitting Mainers on January 1 and the differences between Republican run and Democratic run states.

Segment 5-6:  Ray welcomes Dr. Peter Earle (AIER – American Institute for Economic Research). They discuss the assassination of UnitedHealthcare CEO Brian Thompson in New York City and the (at-a-boys) for the assassin because of the insurance companies. Ray and Peter discuss the insurance companies, regulations that are killing the industry and more.

Segment 7:  Ray and Peter start with Ray’s gratitude and discussing his book. Then, they get into Friday’s Jobs Report.

Segment 8:  Ray plays a clip about giving back which brings a conversation about people with a giving heart.

Segments 9-10:  Maire Pelletier (NextGen Healthcare) joins Ray to discuss NexGen529, the benefits of opening an account to save for higher education or trade school, grants, and tax benefits including 529 College Savings Can Be Rolled Into a Roth IRA. For more information, visit www.nextgenforme.com.

Segments 11-12:  Ray talks about Maine’s government and the difference between what we have and the word servant that they use.

Segments 13-14:  Ray addresses some of the government misuse of government programs like medicare, insurance and the elected people that are never held to account for the misuse of our money.

Segment 15:  Ray continues with the misuse of money by elected people, Maine’s government shutdown threat, the DOGE (Department of Government Efficiency), President Clinton’s comments about Jeffrey Epstein, injustice of Ghislaine Maxwell’s conviction and her clients getting off scot-free.

Segment 16:  Ray concurs with the decision by Time Magazine naming Caitlin Clark the 2024 Athlete of the Year.

---